Currently, I am employed at a non-profit hospital which may
have shielded me from the normal occurrence of what is known as “patient
dumping”. Patient dumping is transferring a patient that is uninsured or does
not have private insurance to a different hospital once stabilized. In my
midterm report about misuse of the emergency department, we discussed the The
Emergency Medical Treatment and Active Labor Act of 1986. The act was
implemented to prevent transferring a patient with a potentially life
threatening condition or injury before stabilizing them because of inability to
pay or their type of insurance. According to the article written by Mrs. Galvin
(linked below), the frequency of patient dumping for inability to pay brings up
an issue of ethics whether they have a life-threatening, emergent need or not.
If patient
dumping is a national concern, what is our solution? Who will foot the bill if
the highest quality hospitals perform services for those who are unable to pay?
I think this brings up a few issues. The first issue is the cost of medical service
and medications. How inflated are these services and what can we do to bring
these cost down? Are hospitals overcharging our insurance companies and
therefore causing us to pay higher premiums or are hospitals trying to make up
losses they are accruing somewhere else? Some might believe that the answer to
this issue is universal healthcare that is controlled by the government, which
would lead to a higher level of regulation of medical cost. I don’t necessarily
believe that this method is right or wrong, but healthcare in America makes up
20% of the GDP, while other countries use less than 10% of their GDP for healthcare.
However, it is pertinent to mention that many of the countries with universal
healthcare have residents who opt to purchase supplemental insurance for a
higher level of care. Some other concerns mentioned are longer wait times,
higher taxes and the motivation or lack of motivation of physicians to provide quality
care.
The second issue
is cutting down waste. I believe most would agree that public education about
health conditions, choosing a healthy lifestyle and using a primary care
physician rather than emergency medicine would have a positive impact on our
current healthcare cost. However, a lot of these services are offered by the
local health department. So what is preventing individuals from using these
local services? Sometimes, it is as simples as transportation or having
insufficient room and staffing to support such a large population. What if, the
local health department had primary care providers(PCPs) in house? If this
service was provided would the wait time for an appointment be to lengthy and
would this service become strained with overuse? Some would argue that the
savings obtained from the use of a PCP over emergency medicine would afford multiple
PCPs on staff to meet the demand.
The last issue
that I would like to discuss is the benefits offered to healthcare workers. Some
might say that healthcare is expensive because doctors and specialist make too
much money. Naturally, I would disagree with this idea, because doctor’s pay a surreal
amount of money for education, often dedicating more than 8 years of their life
to study, working an often long and erratic schedule with high premiums in
liability insurance. However, there should always be a balance between money
earned and the ability to enjoy one’s life. Maybe, ensuring that physicians
could have a life outside of the hospital with a decent schedule would be worth
a small pay cut. However, that is left to those willing to spend the time and
money to become doctors.
In summary, the
issue is patient dumping which is the act of transferring a patient to a non-profit
institution because they are uninsured or don’t have a private insurance. This
must be done in compliance with the Emergency Medical and Active Labor Act of
1986, which prevents people with life threatening injury and illness being sent
away before being stabilized. The common theme is that private hospitals do not
want to foot the bill for these services and the question remains: is this
ethical?
DQs:
Should there be consequences for patient dumping?
Should we move to universal healthcare or attempt to fix our
current system?
Is it wrong for hospitals to not treat patients who are
unable to pay? Should we expect them to take a loss? What would the consequence
of this be?
Patient Dumping Article
US Current Healthcare Model
Pros & Cons Universal Healthcare
I think that part of the responsibility of the field of medicine is to care for those who are sick and dying. The whole Hippocratic oath "Do No Harm" really summarizes how unethical it is to send the sick somewhere else simply because of their current inability to pay, as it places them in greater risk of communicable diseases and complications during transportation. Granted, I don't know a lot about how the economics of medicine work, but it would seem reasonable for hospitals to provide patients without insurance the opportunity of a payment plan to cover their bills over the course of time as opposed to putting them at risk through transportation.
ReplyDeleteYou again raise many important and pointed issues...
ReplyDeleteIf the fact that "doctor’s pay a surreal amount of money for education" is thought to be a rationale excusing the contribution they make to spiraling health costs, perhaps we need to step back and look hard at overhauling the entire system and approach BEGINNING WITH the cost of medical education. (See the "60 Minutes" clip below.)
Generally the thought that money drives motivation to provide quality care should offend the ethical sensibilities of medical professionals, shouldn't it? But of course we don't always DO what we SAY.
In any case, dumping is unconscionable and it seems to have both systemic and personal causes. The system needs reforming, and the ethical scruples of some need correcting.